PROPERTY EXPERT

Rachel Lane

The Retirement Living and Aged Care Guru

I am looking at downsizing into a retirement village. I am 70 and on a full Age pension. What am I able to do with the residual of money to keep my pension?

Money Questions

‘How much can I put into Super if I sell my house?’

‘How much can I put into Super if I sell my house?’

‘How much can I put into Super if I sell my house?’

How much you can contribute to your superannuation is going to depend on your age and how much you have already contributed.

Understanding retirement village buyback schemes

Considering a Retirement Village

Understanding retirement village buyback schemes

Understanding retirement village buyback schemes

The conditions and timeframes for retirement village buybacks are specified by state-based legislation.

Money and property expert weighs in. Image source: Getty

Downsizing & Decluttering

‘If we sell our farm and buy something smaller in town, how does that affect our pensions?’

‘If we sell our farm and buy something smaller in town, how does that affect our pensions?’

"Normally people are buying a cheaper home than the one they are selling and that’s what causes the move to impact on their pension."

If I sell my house, how long do I have to buy another one before I lose my Age Pension? Image source: Getty

Downsizing & Decluttering

‘If I sell my house, how long do I have to buy another one before I lose my Age Pension?’

‘If I sell my house, how long do I have to buy another one before I lose my Age Pension?’

Property and finance expert, Rachel Lane, answers the questions: 'If I sell my house, how long do I have to buy another one before I lose my Age Pension?'

Renting in retirement can provide you with both lifestyle and financial advantages. Source: Getty Images.

Exploring the realities of renting in retirement

Exploring the realities of renting in retirement

There are a whole host of reasons why retirees may want or need to rent their home in retirement.

There's a lot to unpack when it comes to downsizing to head into a retirement village. Source: Getty.

Downsizing your home

‘How will buying in a retirement community impact the estate I leave?’

‘How will buying in a retirement community impact the estate I leave?’

Starts at 60’s free ‘Downsizing Essentials’ e-guide can help you break down the financials of retirement living in one simple exercise.

Unlocking cash after selling the family home could impact your pension depending on how you use it. Source: Getty.

‘If I release $600,000 in home equity, how will it impact my Age Pension?’

‘If I release $600,000 in home equity, how will it impact my Age Pension?’

Making the wrong move here could have the impact of entirely removing this reader’s pension eligibility.

Downsizing expert Rachel Lane says the two options are like apples and oranges. Source: Getty.

Retirement Villages & Lifestyle Communities

‘What’s the difference between a land-lease community and strata title?’

‘What’s the difference between a land-lease community and strata title?’

Land-lease and strata title are two of the most common types of property ownership downsizers have to choose from – and knowing which one suits you best is vital.

Downsizing expert Rachel Lane says people should avoid falling into the trap of thinking land-lease communities are just full of oldies. Source: Getty.

‘I’m a young 52! Should I wait until I’m older to buy into a land-lease community?’

‘I’m a young 52! Should I wait until I’m older to buy into a land-lease community?’

You don't have to be 'old' or even retired to live in a land-lease community.

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