Money Expert

Nick Bruining

The Retirement Income Expert
Can I help my daughters by paying off their mortgages without the gifting rules applying to us?
Nick Bruining avatarNick Bruining
Money Questions
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Money

How to make appointments with Centrelink instead of waiting on the phone

How to make appointments with Centrelink instead of waiting on the phone

New Centrelink appointment system introduced by Services Australia to streamline processing times and reduce phone wait times.
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Age Pension

Big changes coming to Commonwealth Seniors Health Card on September 20

Big changes coming to Commonwealth Seniors Health Card on September 20

Higher income limits and lower prescription costs are coming — learn how these changes could apply to you.
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Age Pension

Upcoming Centrelink pension increases may benefit more seniors than expected

Upcoming Centrelink pension increases may benefit more seniors than expected

Increased payments for singles and couples could potentially qualify thousands more seniors for the age pension and essential concessions.
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Superannuation

The different types of dependents and its tax implications in superannuation

The different types of dependents and its tax implications in superannuation

Learn how these distinctions impact the taxation of super death benefits and strategies to optimise financial outcomes for beneficiaries.
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Superannuation

Avoid costly mistakes: How missteps with superannuation forms can impact your estate and taxes

Avoid costly mistakes: How missteps with superannuation forms can impact your estate and taxes

Find out how to handle your superannuation forms correctly to prevent unwanted taxes and loss of government benefits after your passing.
How can I secure my superannuation and estate before major surgery?
Money Questions

How can I secure my superannuation and estate before major surgery?

How can I secure my superannuation and estate before major surgery?

Learn how to secure your superannuation and manage your estate with essential documents like Enduring Power of Attorney, Enduring Power of Guardianship, and an Advanced Health Directive before undergoing major surgery.
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Money

Tax cuts, thresholds and more: Everything you should know for the new financial year

Tax cuts, thresholds and more: Everything you should know for the new financial year

Learn about new minimum earning limits before tax applies, and how tax minimisation strategies like super contributions are influenced.
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Age Pension

Big increases in Centrelink eligibility thresholds from July 1: Here is how it may affect you

Big increases in Centrelink eligibility thresholds from July 1: Here is how it may affect you

From July 1 2024, Centrelink eligibility thresholds are increasing significantly, allowing more people to qualify for a pension or see an increase in their current payments. Discover how these changes could benefit you.
Get the latest practical outcomes of the 2024 Federal Budget. Here’s our take and specifically, how it will affect you. Source: Getty Images.
Money

Breaking down the key outcomes and implications of the 2024 Federal Budget

Breaking down the key outcomes and implications of the 2024 Federal Budget

Learn more about updates and outcomes on the 2024 Federal Budget, including Jim Chalmer’s pre-election budget and how it affects older Australians.
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